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 Featured Services - Short Sale Negotiations

There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a "short sale." If you are behind on your mortgage payments and need help facilitating a short sale, give me a call, I can help!

 


FIRST TIME HOME BUYER TAX CREDIT
QUICK FACTS AND 2008 TAX REFUND OPPORTUNITIES

 
·        An $8,000 Tax Credit is available for first time homebuyers.  The credit is = to 10% of the purchase price up to $8000.
·        A first time homebuyer is defined as someone who has not owned a principal residence during the three years prior to the purchase.  
·        This Tax Credit does not have to be repaid as did the previous Tax Credit if the property is held for a minimum of three years. 
·        The Tax Credit is available for homes purchased on or after January 1, 2009 and on or before November 30, 2009. 
·        The amount of the credit begins to phase out for single taxpayers whose adjusted gross income is more than $75,000, or $150,000 for joint filers.
 
 
·        The Tax Credit can be applied against your 2008 Tax Return that is generally filed on or before April 15, 2009.
    
 
·        You should consult with a tax professional to determine how best to take advantage of the Tax Credit relative to your personal situation.

(information deemed reliable but not guaranteed....for more info go to http://www.recovery.gov/)

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